Alliance Bank’s Cash Management Services are designed to help you operate a smarter, stronger business, meet competitive challenges and maximize your profit potential.

Our technology-based products can be tailored to your specific business while allowing you greater flexibility in managing your day to day operations. Cash management services include the following:

Alliance Bank’s Automated Clearing House Origination Service (ACH) is an efficient way for your company to collect or disburse company funds electronically. With ACH Origination, you can replace costly paper collections and disbursement with fast, cost-effective electronic transactions from your desktop.

  • Eliminate cost of bill preparations
  • Make accurate and prompt, timely payments and disbursement
  • Gain better control over your own payables
  • Faster conversion of receivables into available cash

No matter the size of your company, our Direct Deposit Payroll Service is a convenient and cost-effective way to manage your payroll. Electronic payments direct to your employees’ bank accounts can reduce the cost of paper checks and distribution and eliminate stop payment charges for lost or stolen checks. In addition, employees gain quicker access to their money and the convenience of scheduled electronic deposit. There are no fees currently associated with this service.

With Online Banking for your business, you can access your accounts 24 hours a day, 7 days a week from any PC with an internet connection. Available in a secure environment this service may be customized to your business’ specific needs. Online Banking allows you to:

  • Monitor current balance information and transactions on deposit accounts
  • Reconcile accounts
  • Place immediate stop payments without forms or phone calls
  • Transfer funds between Alliance Bank accounts
  • Transfer funds to and from other financial institutions
  • Loan inquiry, advances and pay downs (some restrictions apply)
  • Process payroll and pay employees through direct deposit
  • Make federal tax payments
  • Generate electronic debit and credit transactions utilizing ACH payments
  • Customize multi-user security levels
  • Initiate wire transfers
  • Check Images
  • Online check ordering and reordering
  • E-Statements – obtain your monthly account statements electronically
  • Bill pay service (fees may apply)

Automatic transfer of funds back and forth from a loan to a deposit account. (Subject to credit approval and applicable fees.)